We will assess your situation to find the best insurance policy available for you. We offer a variety of insurance plans from travel to disability.
This type of insurance is owned by a corporation for a key person of the company instead of being owned by the person. Some of the benefits of this type of insurance include lower corporate tax rates than what would be paid on a personal policy. Should something happen to the key person debts and loans are secured.
Term life insurance provides temporary coverage for a specific period of time at low rates. These policies may also easily be converted to a permanent insurance policy. Should you die during the term of your policy, your beneficiaries will be eligible for a payment where they don’t have to pay any tax.
Persons diagnosed with life-threatening illness such as heart, stroke or cancer are eligible for critical illness policies. The policy will only benefit you during the times you need financial assistance with health treatments, childcare costs and lost income. Upon meeting survival timelines, policy holders are paid a lump sum tax-free payment.
If you or an employee are unable to work due to a short or long term injury or illness (including mental illness), disability insurance will assist in covering a percentage of income. Benefit payments also cover wages lost if the policy holder is able to work part time.
This plan is also known as a participating whole life insurance plan which is an investment in your child’s future setting them up with money for major milestones including education, buying a house and even retirement. Savings are started as early as two weeks after birth and are at rates affordable to your circumstances. A nice little perk to this is that funds may be taken out as the plan is growing.
Disability insurance is designed to replace a portion of your income if you become disabled and are unable to earn an income. A disability can result from a number of causes, including an injury, a serious illness or a mental health issue. And the duration of a disability can be either short- or long-term.
The best way to protect your home and valuables is with home insurance. Natural disasters or fires can occur at any time and broad form insurance can help you to repair the damage without major costs.
When considering a short or lengthy visit to another country it’s best to take out a travel insurance policy. Medical attention, lost baggage or even an interruption to your travel arrangements is just a few of the reasons you don’t want to leave home without insurance for you and your companions. There are many options available so you can enjoy your trip without the worry and save money as well.
Protect your business with commercial insurance. Your employees, property, cash and vehicles must be adequately insured to avoid potential lawsuits or loss or damage to property because of theft or fire.
The Super Visa to Canada allows family members to visit Canada easily and without long drawn out renewal procedures providing visitors have adequate insurance including private medical insurance. This allows longer and more frequent visits without renewing their citizenship regularly. Applicants must provide proof that their insurance meets the requirements to enter Canada.
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While most mortgage brokers are disorganised, biased towards one lender and poorly trained, we are setting an example by delivering what we promise: a higher level of service, better advice and better home loans.
P.O. Box 6687, SURREY, BC.